Waypoint Partners
28601 Chagrin Blvd., Suite 300
Cleveland, OH 44122-4500
216.591.2367
You Can Flip The whole Page , it's a new Advertising Technique invented by Flippy

Long-Term Care Insurance

Long term care insurance provides you with day-to-day assistance when a serious illness or disability renders you unable to care for yourself, whether physically or cognitively, for a lengthy period of time. Long term care can be provided at home or at nursing, assisted living or alternate care facilities.

Long term care insurance can help provide a sense of security. You can gain maximum protection against the potentially high costs of long term health care while helping to preserve your resources.

Decisions about long term health care are seldom easy. You'll need to consider several basic factors in making your choices for long term coverage. Your eligibility and long term care rates are based on your age, sex, health type and amount of coverage selected.

An effective long term care plan can be tailored to suit your needs with supportive protection benefits such as home health care protection. This is when a home health care aide cares for you up to eight hours a day and your primary care giver, such as a spouse or a child, cares for you the remainder of the time.

In addition, you may want to consider inflation protection, which ensures that your benefits keep pace with nursing home costs. For an additional premium, inflation protection offers an annual increase in benefits.

You may wish to consider partnering your long term care plan with a disability income insurance policy, as well as life insurance coverage, to provide a well-rounded protection plan.